About TrayWealth
Smart Money Moves — For India & Beyond
Free tools and honest guides for Indians worldwide
TrayWealth is a personal finance publication built for Indians — whether you're in Mumbai, London, Sydney, or San Francisco. We started with a simple set of calculators we wished existed when planning our own finances: the FIRE calculator, the SIP planner, the debt payoff tool. When we shared them, people kept coming back. That told us something was missing in the market.
Great financial advice existed for Americans and Brits, but almost nothing was built for Indians — whether at home or abroad. TrayWealth fills that gap. Every tool is free. Every guide is written to be honest — including when the answer is "it depends" or "nobody actually knows."
Today TrayWealth reaches over 50,000 readers across India, UK, US, Canada, and Australia. If you have a question or want to suggest a topic, our inbox is always open.
Our Latest Tool
We recently launched "Explain My Document" — an AI tool that helps Indians living abroad translate their Indian documents into explanation letters that foreign banks, universities, and employers understand. It came out of a very real problem: 35 million Indians abroad spending hours explaining what an Aadhaar or marksheet is to institutions that have never seen one. It costs $4.99 per document and is used by NRIs in over 40 countries.
Try it here →* Reference and contributor mentions
Our Recommended Tools
The four products we genuinely trust and recommend.
Groww
Our top pick for Indian investors starting their SIP journey. Zero commission, instant KYC.
Try Groww →Affiliate link
Upstox
Best for active traders and those wanting advanced charting tools alongside SIPs.
Try Upstox →Affiliate link
Wise
The only app we recommend to move money between India and abroad. Saves thousands in bank fees.
Try Wise →Affiliate link
CoinDCX
If you're exploring crypto, CoinDCX is the most regulated and trusted Indian exchange.
Try CoinDCX →Affiliate link
Our Affiliate Disclosure
Some links on TrayWealth are affiliate links. If you sign up or purchase through them, we may earn a small commission — at no extra cost to you. This helps keep TrayWealth free. We only recommend products we have genuinely reviewed and believe add real value. We never recommend something just because it pays a higher commission.